USDA Rural Housing Loans

What is a Rural Development Housing Loan?

This program provides low-income and moderate-income households the opportunity to own a home in eligible rural areas with no downpayment.

• 100% financing of purchase price available for qualified borrowers and subject to appraisal support
• Maximum income limits apply
• Maximum loan amounts apply
• Loan property and borrower must meet certain eligibility requirements
• Seller contributions allowed
• Gifts of down payment allowed